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If your credit history is considered poor and you wish to apply for a loan, there are some lenders who will work with you to secure an unsecured loan. However, with an unsecured bad credit loan, the amount you borrow will be low, and the lender will first have to see just how bad your [...]

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When a credit card is advertised as being 0 APR, the company/bank is in effect stating that there is no Annual Percentage Rate (APR) of charge. The APR is the rate at which interest is calculated on the unpaid balance of your card. Not all 0 APR credit cards are equal. Actually, in the long [...]

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If you have received an offer recently for a 0 APR credit card, you may have been very tempted to send in the form signed and ready to go. You may have seen the words “0 percent interest” and jumped at the chance to shop for six months with impunity. You may even have thought [...]

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You throw your cap into the air with the thrill of knowing that you have just completed a great challenge: College. As the cap falls from the sky and smacks you in the head, it hits you: You are $20,000 in debt! The nights of cramming for midterms, freshman hazing and caffeine comas have cost [...]

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If you have received an offer recently for a 0 APR credit card, you may have been very tempted to send in the form signed and ready to go. You may have seen the words “0 percent interest” and jumped at the chance to shop for six months with impunity. You may even have thought [...]

Tags: , , , , , , , , , , , , , , , , , ,

You throw your cap into the air with the thrill of knowing that you have just completed a great challenge: College. As the cap falls from the sky and smacks you in the head, it hits you: You are $20,000 in debt! The nights of cramming for midterms, freshman hazing and caffeine comas have cost [...]

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